Living in the UAE: What Expats Should Know Before Moving

Relocating to the UAE is an exciting step. For many expats, it represents career growth, a change in lifestyle, and the appeal of tax-free income. With its modern cities, strong infrastructure, and diverse international communities, the UAE continues to attract professionals and families from around the world.

That said, daily life can feel quite different from the UK. From climate and living costs to cultural norms and administrative processes, understanding what to expect beforehand can make your transition far smoother.

🌍 A Unique Lifestyle & Culture

The UAE is home to a remarkably diverse population, with residents representing more than 200 nationalities. English is widely spoken, particularly in cities such as Dubai and Abu Dhabi, which makes settling in easier for many newcomers.

While the country is modern and cosmopolitan, it’s still important to respect local customs. The UAE is rooted in Islamic traditions, and social expectations around dress, public behaviour, and etiquette should be observed. In most situations, everyday life feels relaxed and welcoming, but cultural awareness goes a long way.

Another adjustment for some expats is the working week. The standard work schedule typically runs from Monday to Friday, with weekends on Saturday and Sunday.

☀️ The Climate Takes Getting Used To

One of the biggest changes is the weather.

Summers are extremely hot, with temperatures often exceeding 40°C. Outdoor activities tend to be limited during peak daytime hours, and much of daily life shifts indoors. The cooler winter months, however, bring pleasant temperatures ideal for socialising, outdoor dining, and exploring.

💰 Understanding the Cost of Living

Although salaries are generally tax-free, living expenses can vary significantly depending on lifestyle choices.

Typical costs include:

✔ Housing – Usually the largest expense
✔ School Fees – A major factor for families
✔ Healthcare Insurance – Mandatory in most emirates
✔ Utilities & Cooling – Air conditioning is essential
✔ Transport – Many residents rely on cars

Rental arrangements may differ from the UK. Landlords often request payments via post-dated cheques, and upfront deposits are standard.

🏠 Finding the Right Place to Live

Accommodation options range from city apartments to villas in suburban communities.

Where you choose to live often depends on:

• Commute times
• Budget
• Proximity to schools
• Preferred lifestyle

Many expats favour developments offering shared amenities such as gyms, pools, and community facilities.

🏥 Healthcare & Insurance

The UAE offers a high standard of private healthcare, but insurance coverage is essential.

Employers frequently provide basic policies, though residents sometimes upgrade for broader provider networks or enhanced coverage.

It’s advisable to review:

✔ Coverage limits
✔ Co-payment structure
✔ Dependent inclusion
✔ Pre-existing condition terms

👨‍👩‍👧‍👦 Education Considerations for Families

Families relocating with children should research schooling early.

The UAE offers:

• British curriculum school
• International Baccalaureate programmes
• American curriculum schools

Popular schools may have waiting lists, particularly in high-demand areas.

⚖️ Legal & Practical Differences

New residents should familiarise themselves with:

• Residency visa procedures
• Emirates ID registration
• Local regulations
• Banking requirements

While systems are efficient, processes may initially feel unfamiliar.

✅ Final Thoughts

Living in the UAE can be a highly rewarding experience, offering professional opportunities, a high quality of life, and a dynamic international environment. As with any relocation, preparation and realistic expectations are key.

Understanding the practical and lifestyle differences before moving allows you to settle in more confidently and comfortably.